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Local-first envelope budgeting (ex-commercial, now MIT)
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Actual was a commercial budgeting app whose developer open-sourced the whole product under MIT. Local-first envelope budgeting with optional encrypted sync — your financial data stays in a SQLite file you own. The community now maintains it actively. We verified the license history and local-first architecture.
Formerly paid product open-sourced; local-first sync; small footprint
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